Continuation of health insurance coverage post-divorce proceedings is often a significant concern. A federal law allows individuals and their dependents to maintain their group health plan coverage under certain circumstances, including divorce from a covered employee. This temporary extension of coverage requires timely election and premium payments by the beneficiary.
Maintaining continuous health insurance is vital to avoid potential gaps in coverage and unexpected medical expenses. This protection ensures access to necessary healthcare services during a period of transition and potential instability. Historically, access to affordable healthcare post-divorce has been a challenge, and this provision aims to mitigate those challenges.